+ Reply to Thread
Page 3 of 8 FirstFirst 12345 ... LastLast
Results 21 to 30 of 73
  1. #21
    Join Date
    Apr 2009
    Posts
    1,379
    Thanks
    40
    Thanked
    637
    Reviews
    0
    Achievements:Topaz Star - 500 posts
    Yes. We won't go for number 6 cos I could never afford the private school fees. And if DH didn't earn a very good wage we would never have had five kids.

  2. #22
    Join Date
    Nov 2011
    Location
    Ormeau
    Posts
    205
    Thanks
    22
    Thanked
    37
    Reviews
    13
    We are hoping for 5 kids, but are only on a very low income. Hopefully with lots of planning and saving when times are good we will be able to do it without needing to go without. When we fell pregnant with our first we were both unemployed and were unable to buy anything for DS...we used the baby bonus to be able to pay rent.
    We are also hoping to be able to send our kids to private school - the school that we have picked you only have to pay for the first 2 children and the third and after that are all free. I know there are still excursion and uniform costs to think about, but I think we will manage.

  3. #23
    Eko's Avatar
    Eko is offline Acrobatic Dominatrix.
    Winner 2012 - Most Politically Correct Member
    Join Date
    Oct 2011
    Posts
    2,837
    Thanks
    1,083
    Thanked
    1,427
    Reviews
    10
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    Quote Originally Posted by betherina View Post
    We are also hoping to be able to send our kids to private school - the school that we have picked you only have to pay for the first 2 children and the third and after that are all free. I know there are still excursion and uniform costs to think about, but I think we will manage.
    Wow, that's fantastic! It's amazing that there are private schools out there that do that The private school I went to would never dream of doing that. That'd be $4000 per term that they'd miss out on!

  4. #24
    Join Date
    Jul 2010
    Location
    The Kimberley WA
    Posts
    4,622
    Thanks
    916
    Thanked
    1,180
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    It was important to us to be financially secure before we even started a family which was just as well considering we have had 2 cycles of ivf which would have been difficult to afford had we not thought ahead re finances and because of that we have no worries contemplating a 3rd.

  5. #25
    Join Date
    Apr 2009
    Posts
    2,843
    Thanks
    62
    Thanked
    432
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    Quote Originally Posted by betherina View Post
    We are also hoping to be able to send our kids to private school - the school that we have picked you only have to pay for the first 2 children and the third and after that are all free. I know there are still excursion and uniform costs to think about, but I think we will manage.
    The private school that we have chosen to send ds and dd too also does this.

    1st child - normal fees, 2nd child - discounted price, 3+ children - free other then excursions etc.

    Its very good and available to every family that attends. Its also an extreemly good school (college) year prep to 12.

    Thankgoodness good education doesnt always have to cost as much as some think.

  6. #26
    Join Date
    Jan 2010
    Location
    Sydney
    Posts
    659
    Thanks
    241
    Thanked
    273
    Reviews
    1
    Achievements:Topaz Star - 500 posts
    Not at all with the first two (both surprises), but it is a big factor in whether we will ever have any more.
    For the same reasons everyone else has said.
    The school we are planning on sending the boys to is very expensive, and that alone is very important to us. I wouldn't want to sacrifice sending them there, to have another child.
    We want to be able to provide for both of them completely, because living isn't getting any easier, and certainly not cheaper. It's important to us to be able to set them up for life, whatever that may bring them.
    However...next year I'm starting to study again, and hopefully when I finish, I'll be doing Neurology.
    When I am making a nice amount of money, I will definitely consider having more

  7. #27
    Join Date
    Nov 2010
    Posts
    1,812
    Thanks
    112
    Thanked
    699
    Reviews
    0
    Achievements:Topaz Star - 500 posts
    Quote Originally Posted by betherina View Post
    We are hoping for 5 kids, but are only on a very low income. Hopefully with lots of planning and saving when times are good we will be able to do it without needing to go without. When we fell pregnant with our first we were both unemployed and were unable to buy anything for DS...we used the baby bonus to be able to pay rent.
    We are also hoping to be able to send our kids to private school - the school that we have picked you only have to pay for the first 2 children and the third and after that are all free. I know there are still excursion and uniform costs to think about, but I think we will manage.
    Honestly if you can't afford school fees for those extra children how are you going to afford all their other needs??!

    If the only reasoning is 'it's free for more than 3' I'm assuming it's a low fee private school anyways as higher end private schools only offer small discounts for subsequent children.

    I know of a family who had four kids at a catholic school that offered 25% less for second child, 50% less for third and 4th child free - they then changed this scheme to 12.5% second child, 25% third and all others 50% the family had to pull the children out as they couldn't afford it any longer.

    To me if you cannot afford a few 1000 in school fees you certainly cannot afford all the other costs associated with raising a child and if your relying on baby bonus payments to pay your bills it's certainly not a reason to have a baby!!!

  8. #28
    Join Date
    Feb 2009
    Posts
    2,995
    Thanks
    1,382
    Thanked
    2,879
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    Quote Originally Posted by JaneDoe View Post
    Honestly if you can't afford school fees for those extra children how are you going to afford all their other needs??!

    If the only reasoning is 'it's free for more than 3' I'm assuming it's a low fee private school anyways as higher end private schools only offer small discounts for subsequent children.

    I know of a family who had four kids at a catholic school that offered 25% less for second child, 50% less for third and 4th child free - they then changed this scheme to 12.5% second child, 25% third and all others 50% the family had to pull the children out as they couldn't afford it any longer.

    To me if you cannot afford a few 1000 in school fees you certainly cannot afford all the other costs associated with raising a child and if your relying on baby bonus payments to pay your bills it's certainly not a reason to have a baby!!!
    Oooh a 'low fee private school'. Shudder at the thought!
    Children are not a domain for only the rich. Financial circumstances change throughout life. What YOU consider to be important may not be important for others. Plenty of people manage just fine in small houses, public education, no overseas trips, and go on to raise happy, healthy, successful children. I think what you said is very offensive. Let's hope nothing happens to you in life to change your precious financial status, it CAN happen, you know.

  9. The Following 6 Users Say Thank You to Alexander Beetle For This Useful Post:

    Annabella  (10-03-2012),betherina  (11-03-2012),jagamoe  (18-12-2012),LoveLivesHere  (11-03-2012),majo  (12-03-2012),share a book  (12-03-2012)

  10. #29
    Join Date
    Nov 2010
    Posts
    1,812
    Thanks
    112
    Thanked
    699
    Reviews
    0
    Achievements:Topaz Star - 500 posts
    Quote Originally Posted by Alexander Beetle View Post
    Oooh a 'low fee private school'. Shudder at the thought!
    Children are not a domain for only the rich. Financial circumstances change throughout life. What YOU consider to be important may not be important for others. Plenty of people manage just fine in small houses, public education, no overseas trips, and go on to raise happy, healthy, successful children. I think what you said is very offensive. Let's hope nothing happens to you in life to change your precious financial status, it CAN happen, you know.
    I was merely using the posters reasoning 'we are both on low incomes but schooling will be free' rationale for having more children!

    If you had to pay for all those extra children to go to school and couldn't afford it then you cannot afford those children IMO!

    Children's needs for a lifetime is FAR more than a few thousand a year!!

    And FTR my children attend one of those low paying private schools

  11. The Following User Says Thank You to JaneDoe For This Useful Post:

    Maybelline  (13-03-2012)

  12. #30
    Join Date
    Jan 2012
    Posts
    1,002
    Thanks
    268
    Thanked
    641
    Reviews
    1
    Achievements:Topaz Star - 500 posts
    If I was millionaire i'd have 4 but will probably have to stick at 2 because I would rather those 2 have a nice house/holidays/private education than living with the minimum. I sure THEY would probably prefer to give all that up and have another sibling, but they dont get to choose.

    I grew up wondering why mum never stopped at 2 if she couldnt afford to feed us, instead of going on to have another 3. I resented my brothers and sisters because of it.


 

Similar Threads

  1. Best short course (finances, business)
    By share a book in forum Working Hubbers - Employed
    Replies: 0
    Last Post: 03-05-2012, 12:14
  2. Can someone good with finances help me?
    By sunnyflower in forum Family Finances
    Replies: 6
    Last Post: 15-02-2012, 06:37

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
free weekly newsletters | sign up now!
who are these people who write great posts? meet our hubbub authors!
Learn how you can contribute to the hubbub!

reviews
learn how you can become a reviewer!

competitions

forum - chatting now
christmas gift guidesee all Red Stocking
Riverton Leisureplex
An Extreme Family Pass at Riverton Leisureplex is the ultimate way to cool off during the summer school holidays. The $30 Pass allows pool and waterslide access for 2 adults and 2 children, as well as a drink, popcorn and an icy pole for each person.
sales & new stuffsee all
True Fairies
True Fairies is the first interactive website where children can engage and speak with a real fairy through the unique webcam fairy portal. Each session is tailored to the child, and is filled with enchantment and magic.
Visit website to find out more!
featured supporter
Softmats
Softmats specialises in safe, non-toxic, and durable play mats. The international Premium Dwinguler™ Play Mats and Premium Bubba Mat™ range of floor spaces are the best quality in the world.
gotcha
X

Pregnant for the first-time?

Not sure where to start? We can help!

Our Insider Programs for pregnancy first-timers will lead you step-by-step through the 14 Pregnancy Must Dos!