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  1. #1
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    Default ineligible for medicare

    We just moved to Canberra from Canada last August and are on temporary resident visa - therefore ineligible for medicare. We do have private insurance but there is a 12 months waiting period for maternity care. Here are my questions:

    1. How much does it cost to see a doctor or midwife (preferred) during pregnancy?

    2. How much does it cost to get blood test and ultrasound done?

    3. Is it possible to deliver at home? (my first one was a home birth by a midwife, and I loved it!)

    4. Specific to Canberra, is there only 1 birthing centre, that is at the Canberra hospital?

    5. How much do private midwife cost?

    6. Anything else I should be aware of, especially without medicare.


    Thanks in advance for any info/advise! :-)

  2. #2
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    Sorry can't answer many of your questions as I had ds public. Dd was born in the UK.
    But... When dh was on temp visa he had Medicare. Maybe there are diff agreements for diff countries, but just wanted to double check that you definitely aren't elligible.

    Sent from my HTC Incredible S using BubHub

  3. #3
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    i cant remember the exact name but there is some sort of reciprical agreement between australia and several countries, 1 being UK so people visiting can access healthcare. i thought Canada would be a part of this. might be different cause you have a temp resident visa.

    with the ultrasounds, i guess you just wouldnt get the part back from medicare. my ultrasounds were all different prices but were about $130-200, then i got about 1/2 back from medicare.

    cant help much more then that sorry

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    There is only one birthing centre which is at TCH. I went private and all up it cost approx $10,000 (some of which was paid by PHI, some which was covered by medicare)

    Blood tests were about $120 I think. I think ultrasounds are around $250 but I didn't pay for mine.

  5. #5
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    An independant midwife offerring a homebirth might be your best bet, but the legal environment for them to practice is forever changing.

    A few years ago, Independant Midwives were not elligable for medicare payments (or PHI) and charged $4k-$6k for the whole package (antenatal care, delivery, and postnatal care). This has now changed with some options for Independant Midwives to be eligable for medicare payments (subject to conditions). However I am also of the understanding that others are not elligable for medicare due to not complying with those conditions. The legal environment is making it more and more difficult for them to practice however, but I hope you could still find someone.

    Also, they were not covered by insurance back then, and I expect that to still be the case. You would need to understand what that means.

    PS: I am sorry I cannot give you any information on the unsubsidised cost of tests (bloods and ultrasounds).

    Also, if something necessitates transferral to hospital, there will of course be a significant cost there.

  6. #6
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    Oh, and I've seen several comments on this forum about Latrobe PHI. Apparently they have only a 9 month waiting period for maternity care - and that is prior to the EDD not conception. So if you already have PHI with another fund prior to falling pregnant, you should be able to change to them and be covered.

    Note: The above is information I have picked up on this forum only, and I have no direct knowledge of it.

  7. #7
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    Hi OP. I'm from the UK on a temp visa, and gave birth end of last year. My reciprocal medicare covered most things but I did have to pay for others.
    Scans cost between $100 and $200 depending on what you get done.
    Blood tests were another $100ish plus the Gestational diabetes test which was closer to $200.
    I chose to see my GP rather than go to see the midwife team at the hospital for most of my check-up's and that cost $80 per appointment.
    I think with all of these things you should be able to shop around a bit to get good prices. For some stuff I paid a bit more for extra convenience like late appointments etc.
    I gave birth at the public hospital which was fully covered by medicare, so don't know the costs involved there, sorry.

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    In Sydney, full care with a homebirth midwife costs about $5000, you don't need medicare or private health that's the cost. Best decision you could make!

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    Australia has no RHCA with Canada, so that doesn't apply to OP.

  10. #10
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    Quote Originally Posted by HG98 View Post
    In Sydney, full care with a homebirth midwife costs about $5000, you don't need medicare or private health that's the cost. Best decision you could make!
    I'd be going with this too if you've HBd before, but you definitely need to know the costs in case of a transfer.


 

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