Neutrogena Wet Skin Kids. It sprays on like a deodorant (that kind of consistency) not creamy at all, dries immediately, is factor 80 plus, can be sprayed on wet skin,actually....hold on a sec lol...

Beach & Poolhelioplex® broad spectrum uva/uvbfull strength protection even on wet skinapplies on wet or dry skinsweatproof, waterproof#1 Dermatoligist Recommended SuncareSpecifically developed with an exclusive technology that is designed to cut through water to apply directly to wet skin without whitening or dripping off. Once applied to wet or dry skin, it forms a breathable protective barrier that visibly repels water. Formulated with Helioplex®, it provides superior broad-spectrum UVA/UVB protection.
  • Sweatproof and waterproof
  • Hypoallergenic
  • Oil free, PABA free
  • Continuous spray

I absolutely love mine, its so easy to use.