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  1. #11
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    Oh, I'm with HCF btw...

  2. #12
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    Apparently HCF hv a list of them, that's according to them, I don't believe it either...

  3. #13
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    Beckla I'm with HCF on there website you can look for a gap free ob... Hope that helps 😃


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  4. #14
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    Nrma and mbf are both bupa funds. There are a few more 'brands' that have come over to bupa. With those products your covered for any registered independent midwife for post and antenatal sessions. Not for birth.

    All funds have methods to minimise out of pockets with some obs. But most obs also have creative ways of billing so you tend to still be out of pocket to sone degree

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  5. The Following User Says Thank You to Izy For This Useful Post:

    CitrusRainxxx  (14-02-2012)

  6. #15
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    Quote Originally Posted by missie_mack View Post
    A private midwife starts at about $4000 too
    Mine is $2.5-3 and she was one of the pricier...

  7. #16
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    Absolutely 100% worthwhile although I've not had the baby yet! I love the care I get, the ease of home visits so DH can be there, her style, everything. And she is pretty much guaranteed to be at the birth as her next client is due two weeks either side of me so chances of labour coinciding are really slim.

    I wouldn't have it any other way!

  8. #17
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    Quote Originally Posted by nat11 View Post
    I just called a whole bunch of health funds and Bupa said they don't cover the IM apart from $75 if you have a particular extras cover. HCF covers $450 or something but won't cover any ob if you choose to use the IM. Medibank doesn't cover much at all either. Bupa and hcf do have a bug list of no gap OBs though and said that there are many more who will do it if you ask but dont advertise it. I'm looking into the OBs now to see if there is anyone reputable before I sign up. No wonder the public system is over flowing with patients! Even if you have PHI you still get a bad deal so it's not worth it. Sheesh!
    Just keep in mind that when an OB is listed as 'no gap', this usually means for in-hospital treatment only. Typically most also charge a 'management fee' (which can be up to $6k) that is not claimable with most PHI and you only get about $400 from Medicare. You can claim the difference at tax time though.

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    CitrusRainxxx  (14-02-2012)


 

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