People in affluent areas already pay more for groceries. Aldi is the only supermarket that have the same price for items across all stores.
We would not get rid of our PHI, even if we were going to lose some or all of the rebate. We did it once, but got too nervous. In the years we have had PHI, we have only used it for chiro and dental. I don't use it to birth in private hospital. $1000 a year is less than $20 a week. We would have to cut back on savings or somewhere else. If phi is a priority, then people who will lose the rebate entirely should surely be able to find $20 from somewhere.
I'm glad my phi is through a non-profit organization!