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  1. #11
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    Seriously, dh having a high paying job working away so we can have a more comfortable life financially really isn't working really when he's paying mega amount of tax as it is and now mega amount for health insurance, its like the extra he makes is taken away in one way or another (sigh)
    Last edited by Blessedwith3boys; 10-02-2012 at 12:53.

  2. #12
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    Quote Originally Posted by kw123 View Post
    Who do they pays all the tax that finances these payments for others? The "wealthy" who earn over $83k! It's a joke. Bring on the next election I say.
    That's simply not true at all. The tax-free threshold is much lower than that.

    I do not receive FTB etc either, but to claim that we don't benefit AT ALL from the Government, IMO, is quite paranoid and outrageous.

    I tire of hearing how hard done by the wealthy are.

    If you think you'd be better off not working, quit *shrug*

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  4. #13
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    Quote Originally Posted by Kimberleygal1 View Post
    Geez your paying a steep mthly amount, we are top cover and pay $155 but will soon be paying nearly $100 extra per mth. We need to have it so will keep it but its going to be a battle, will have to sacrifice something else to compensate.
    Whoa! Who are you with? We looked into top hospital cover and were quoted over $400 per month We have extras only at the moment and pay almost what you do for hospital!!

  5. #14
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    We had top everything for everyone. It was $300 a month.

    We no longer have it. Was way to expensive at that let lone adding on more!!!!

  6. #15
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    Quote Originally Posted by Benji View Post
    That's simply not true at all. The tax-free threshold is much lower than that.

    I do not receive FTB etc either, but to claim that we don't benefit AT ALL from the Government, IMO, is quite paranoid and outrageous.

    I tire of hearing how hard done by the wealthy are.

    If you think you'd be better off not working, quit *shrug*
    You are right - we of course benefit in terms of infrastructure, schools, etc. Thats not what I meant, which I think was pretty clear. I meant in terms of rebates, etc. We don't receive any and I'm not paranoid in saying so. If there are any I get that I may not be aware of feel free to point it out. We will get CCR but it won't be the full 50% of the fees in the end.

    And the $83k amount wasnt referring to the tax free threshold - this is the amount they are considering high income for the purposes of the health insurance rebate.

    I think you misunderstood most of my post.

    And to be honest, some of us take pride in and enjoy working and would like the choice of not doing full time child rearing without being penalised for it, just as those who choose to should not either.

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  8. #16
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    Quote Originally Posted by kw123 View Post
    You are right - we of course benefit in terms of infrastructure, schools, etc. Thats not what I meant, which I think was pretty clear. I meant in terms of rebates, etc. we don't receive any and I'm not paranoid in saying so. If there are any I get that I may by be aware of feel free to point it out.

    And the $83k amount wasnt referring to the tax free threshold - this is the amount they are considering high income for the purposes of the health insurance rebate.

    I think you misunderstood most of my post.

    And to be honest, some of us take pride in and enjoy working and would like the choice of not doing full time child rearing without being penalised for it, just as those who choose to should not either.
    Ok with ALL due respect do you really think when you are over $166k you should be getting gov help? Come on really? That a huge amount. I'm sorry maybe I am an uneducated fool but I just can not see how one would struggle on such an income.

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  10. #17
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    Quote Originally Posted by kw123 View Post
    And to be honest, some of us take pride in and enjoy working and would like the choice of not doing full time child rearing without being penalised for it, just as those who choose to should not either.
    I think either way families are penalised - if we don't work we struggle on one income, if we do we pay disgustingly high child care fees.

    I don't want the government to give me benefits when we do fine on our own. We simply budget well and live within our means. I think govt benefits should be for those who need it, not for those of us who don't, regardless of how much tax we pay.

    I haven't made my mind up on the healthcare issue, but I do believe that everyone should have equal access to healthcare and I don't think it's fair that someone earning $40k should be paying the same amount for healthcare as someone on double/triple their income.

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  12. #18
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    Quote Originally Posted by Kimberleygal1 View Post
    Geez your paying a steep mthly amount, we are top cover and pay $155 but will soon be paying nearly $100 extra per mth. We need to have it so will keep it but its going to be a battle, will have to sacrifice something else to compensate.
    Wow, is that for hospital and extras?? I pay around $300 for top hospital and med-high extras...would love to know who you are with?

  13. #19
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    We don't struggle and I never said that we did. Of course our combined salaries are more than enough to live on. But we all have the same costs when it comes to healthcare and child rearing. We are citizens too and it would be nice to get a tiny something back for those two things. I don't think we should all get the same. As I said, I think it's fair to support those who need it. But I'm sure we all know people who don't actually need it, but receive various benefits anyway due to their personal choices.

  14. #20
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    mummabec is offline I could hold you for a million years, to make you feel my love
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    I totally agree with Benji!! We are on a low-middle income (around $50,000 for 4 of us) and I looked at PHI last year but thing is it's just way out of our price range, it was roughly $50 a week.
    I just remember thinking how can anyone on a similar income to us possibly pay it? I would love to see it based on income then I might actually getting cover!

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