I don't know what reality you are talking about - but I've worked at public hospitals and I currently work in the private system - the middle class do go to public hospitals a lot - not all people with higher incomes are snobs.
I agree with a previous poster that people will drop their cover and therefore premiums will rise, therefore others may drop it.
It will serve no benefit to the community as a whole - and it will compound issues by potentially (I believe definitely) having more people depend upon the public health system.
FTR - Yes - my PHI costs more than we'd pay in medicare surcharge - with the surcharge going up we'd still pay more in our PHI. With the rebate being changed, I'm seriously considering dropping our PHI.
Disregard the 30% rebate bit in this info but here is how the rebate is payed http://www.medicareaustralia.gov.au/...ate-health.jsp so you can claim it after you have paid your PHi or you can wait til you do your tax.
I am not sure it would be cheaper to not have cover, I have top cover but if I didnt then my medical costs would have been more than what i payed to PHI in the past couple of years , for things that medicare wont cover. It costs over 100k everytime my dad has surgery for his heart and without PHI he would still be on some waiting list or dead. Plus in WA we dont pay ambulance fees thru our rates or taxes so we have to either have ambo cover or PHI or pay the $700+ it costs for an ambulance.
Last edited by lulu 2; 16-02-2012 at 15:09.
What I have problem with is I'm paying hefty taxes so someone else who doesn't work can have the dole on a silver platter, health care card, FTB A and B, CCB, baby bonus, etc etc etc etc. Why not scrape all that and reduce the taxes. If we want something we'll just have to work harder and pay for it, if the government would just stop taking half our earnings as tax.
What if any one of a hundred things happened during your 20s and 30s and your earning capacity was severely limited?
Do you think you would still feel the same way?
It was the reference to the health care card that prompted my post. I didn't realise people on unemployment benefits get that.
But even so, that kind of attitude makes me nauseous and I'm not going to apologise for that.
Last edited by OurLittleBlessing; 16-02-2012 at 15:43.
Ahh another irritating thread...
So DH and I earn over 200k per year. And we are so comfortable! Anyone that b*tches about needing to pay an extra $1000 per year or something is living way above their means in some huge mansion that probably isn't making their quality of life any better. It's for your health. Seriously.
And OP if you pay $155 pm its not going up $1,000 per year. You lose a 30% rebate which means the most it can go up is to $221pm which is $66pm or $792 per year. ($221 x 0.7 = 155).
Last edited by Mod-RaryGirl; 16-02-2012 at 17:18.
The fact is this move to change the rebate rules is another way of increasing the governments coffers with no benefit to the public.
It's not like saying they are increasing taxes to put back into the public health system.
My thoughts on the reasoning behind this is that they have promised their surplus and they are going for anyway they can to get it.
As for raising the medicare surcharge at the same time - it makes it even more obvious that this is about a money grab.
As I've said previously - I do believe people will leave their PH funds which will lead to more pressure on the public system.
So I believe more people should complain about it.
Can someone please explain to me how removing the rebate is of benefit to anyone????
Last edited by Mod-SammiAnn; 16-02-2012 at 20:03. Reason: ...editing...
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