We can't afford private health cover at the moment.
On paper it looks like we can. Combined we earn over $100,00 but all our money is going in family law bills (my fault). My DP is kindly paying for my law bills. He is also paying for my children as I don't earn anything like him. Because of his income I don't get any help from centrelink apart from CCR.
Just because on paper it looks like you can afford to loose the rebate does not mean that everything is all easy street. We were looking at it as we are both over 30, but at the moment we just can't afford the payments.
People from all incomes have different commitments, different health issues. Some that are not covered by either the public or private system.
I worry that people will pull out of PHI and put more pressure on the health system. This will affect us more than financially as it will affect my DPs hours and income working in a public hospital emergency department.