Finance/budget support/vent thread - to help us all get our bills under control!! | Page 5 | Bub Hub
+ Reply to Thread
Page 5 of 5 FirstFirst ... 345
Results 41 to 43 of 43
  1. #41
    Join Date
    Jun 2011
    Posts
    3,374
    Thanks
    1,007
    Thanked
    2,045
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    We used to do this, all the time. All the short trips to theshops add up.

    My advice would be to sit down once a fortnight, and meal plan. Also, set a budget for groceries you feel is realistic. Then shop forthose ingredients. We tried to make a rule where in a fortnight, we only top up on milk and fresh produce if we need it. We’d very often have a freezer of meat, pantry of food but my partner wanted to make lamb with a red wine reduction, which would require a trip to the shops for more ingredients. Do that a few times a fortnight and it adds up. We eat a lot of organic fruit and veg, free range meat (I’m vego) and good quality fish but I’ve managed to cut our bill way down with just planning. It can be time consuming but I buy my produce at the market, meat and eggs at the butcher/free range shop, staples at Aldi then I’ve only got a small amount to get at woollies/coles. Sometimes nothing. Once a fortnight I also do an afternoon of cooking such as spag bol sauce, vegie dahl, a vegie lasagne, some soup and it all goes in the freezer so on busy nights, we can just pull one out. I also bake snacks once a fortnight and freeze i.e.cookies, slice, muffins and because we have to be careful with additives, we don’t buy many things that come in a packet.

    I do a shop once every 2-3 months at costco (or you could atAldi) and spend about $500+ and buy stuff in bulk like washing powder, toiletpaper, household cleaning stuff, anything that can be frozen, etc.

    Planning can be a pain (though I now quite enjoy it) but it’s one way to save money.
    Last edited by Clementine Grace; 10-02-2016 at 09:34.

  2. The Following User Says Thank You to Clementine Grace For This Useful Post:

    Meld85  (10-02-2016)

  3. #42
    Join Date
    Mar 2014
    Posts
    578
    Thanks
    226
    Thanked
    257
    Reviews
    0
    Achievements:Topaz Star - 500 posts
    Great advice on here. For the grocery shopping my biggest tip is to make sure you are always eating seasonally. I do it at farmers market, but it works just as well at a supermarket. You can get a heap of pears in season now so your kids can eat as many as they like for cheap. But if you try to buy a fruit out of season you will pay tons and it won't be good. Dint buy winter veg in summer and vice versa. Also, cook from scratch. Anything packaged up to be easy is expensive! I cook ahead so it's I'm the freezer in zip lock bags and is easy anyhow when I'm tired at the end of the day. Same with snacks. Freeze a heap in individual portions for lunchboxes so it's still easy in the morning. And buy in bulk!!! It's a huuuuge saving. Even if it's buying a bigger packet of biscuits and dividing it into snack packs rather than buying the little packs of biccies. Same with chips or sultanas etc. Use red lentils to bulk up food like bolognaise or taco mince etc in a cheap and healthy way. Meal plan but give yourself flexibility to swap which nights you'll have things over a fortnight so that you don't hate it. ..ha! Throw in cheap nights such as baked beans on toast or eggs as a meal so that you have a couple of money saving nights. Cook your own roasts or corned beef for sliced meat lunches. I have lots of ideas but will stop here.

  4. #43
    Join Date
    Sep 2005
    Location
    Perth
    Posts
    8,545
    Thanks
    1,351
    Thanked
    2,306
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 posts
    Quote Originally Posted by smallpotatoes View Post
    Subscribing

    The one tip I've got is to make sure your insurance (car, PHI, contents/home) is the cheapest at renewal time. We saved a lot by shopping around.

    Also the switch wise website can help you compare electricity providers

    Also, I've made a list of every single bill we have and I worked out how much I would need to pay each week (including putting aside money for rego and car servicing). This goes into a separate account for bills and all my bills get direct debited from there or paid from that account. This account has none of those pesky account keeping fees.

    For me having separate bank accounts for separate purposes have been great.
    I've just done this. Great idea

  5. The Following User Says Thank You to sunnyflower For This Useful Post:

    smallpotatoes  (20-06-2016)


 

Similar Threads

  1. Replies: 3
    Last Post: 10-11-2012, 08:58
  2. Parent support payments scaled back to save budget $700m
    By *Cj* in forum News & Current Affairs
    Replies: 123
    Last Post: 11-05-2012, 19:57

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
Free weekly newsletters | Sign up now!
who are these people who write great posts? meet our hubbub authors!
Learn how you can contribute to the hubbub!

reviews
learn how you can become a reviewer!

competitions

forum - chatting now
sales & new stuffsee all
L'Oreal Professionnel
Want thicker, fuller hair? L'Oreal Professionnel
Serioxyl is a thinning hair program with personalised solutions to achieve thicker and denser looking hair with more volume. It's the perfect regime for fine hair types and women who experience changes in hair texture and density post pregnancy.
Visit the website to discover the Serioxyl range
featured supporter
Be In Blossom
We offer physiotherapy run pregnancy Pilates, pregnancy Aerobics, and Mummy Pilates & Baby Massage classes with a focus on optimising posture, body awareness, pelvic floor support, back care and maintaining fitness, aiming to assist women prepare and recover from their birth.
gotcha
X

Expecting your first baby?

Not sure what to do?

We can help!

Our Insider Programs for pregnancy first-timers will lead you step-by-step through the
14 Pregnancy Must Dos!