Thanks everyone for the thoughts ... this is definitely not an implantation bleed. Heaviest AF I've ever had I'm doing OK, had a major melt-down last night with the disappointment but I actually feel less stressed today. DH is amazingly supportive.
The FS we see initially charged $650 an OI cycle ... then when our first cycle got cancelled put their price up to $1200!! Because they're a private practice, it's not covered by Medicare at all. (So far I've only been able to claim some of his consult fees under Medicare) For $1200 it does include all the drugs (except Tamoxifen or Aspirin), scans, bloods and if positive weekly check ups and drugs if needed up to 12 weeks. So I know it does cover a lot but the other FS in town does most of his through Medicare (bloods, scans etc) so we want to see how much it totals up to and compare. While we both have great full-time jobs, we aren't high income earners & cost of living is expensive up here, so every dollar matters these days.
Hope everyone is keeping sane in their TWW.