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  1. #11
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    Bigger mortgages are a choice though.
    So if you were only receiving minimum like a lot of people you would suit your life to match your income which would not have a "bigger" mortgage.

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  3. #12
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    Quote Originally Posted by waterlily View Post
    Bigger mortgages are a choice though.
    So if you were only receiving minimum like a lot of people you would suit your life to match your income which would not have a "bigger" mortgage.
    Some people pay more in rent than I pay on my mortgage though

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    Quote Originally Posted by WorkingClassMum View Post
    It's a shame they expect single parents to survive on less
    I don't think it's a huge amount less though, is it?
    And if you think about it, often it's a whole family surviving on that one minimum wage and not just one parent and one child.

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  6. #14
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    Quote Originally Posted by zombiekitty View Post
    I don't think it's a huge amount less though, is it?
    And if you think about it, often it's a whole family surviving on that one minimum wage and not just one parent and one child.
    Some single mothers are surviving on as ̶m̶u̶c̶h̶ little as $150 pw. My sis was on $500 per FORTNIGHT for a couple of months while CL stopped some payments and she has two kids. Eventually she got some back pay but I was Feeding her and the two kids for a few weeks while she lived off her mortgage redraw.

    Some single parent families have more than child and some two parent families only have one kid.
    Last edited by WorkingClassMum; 09-01-2012 at 07:23.

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    Quote Originally Posted by zombiekitty View Post
    I don't think it's a huge amount less though, is it?
    And if you think about it, often it's a whole family surviving on that one minimum wage and not just one parent and one child.
    I think a lot has to do with CS too. Because if FOB has been assessed at owing you $300 a week they lower your payments dramatically but when FOB isn't and won't pay that. That's when it starts to get extremely hard financially.
    Last edited by waterlily; 09-01-2012 at 07:53.

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  9. #16
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    Quote Originally Posted by WorkingClassMum View Post
    Some single mothers are surviving on as much as $150 pw. My sis was on $500 per FORTNIGHT for a couple of months while CL stopped some payments and she has two kids. Eventually she got some back pay but I was Feeding her and the two kids for a few weeks while she lived off her mortgage redraw.

    Some single parent families have more than child and some two parent families only have one kid.
    But if you are a single parent family with more than one child you receive more PPS than if you only have the one child and sure, some 2 parent families have more than 1 kid but still survive on minimum wage. My point with that was even though PPS might be slightly less then minimum wage, 1 parent and 1 child receives around the same as say a family where the father/mother works for minimum wage and has to support another adult and possibly more children.
    And yes, you are right, CL does back pay.

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    Failed.... I read good but it says minimum - I wasnt sleeping last night.

    Minimum would be 500-600 I guess.

  11. #18
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    About the same. I get between $880 and $1150 a week, but I can save about $400-$500 a week. If I couldn't afford to save to help me move forward then that'd be my minimum and that's about $500 a week I guess. But I don't have kids or a mortgage though I do pay A LOT of rent. Sydney

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    Quote Originally Posted by zombiekitty View Post
    But if you are a single parent family with more than one child you receive more PPS than if you only have the one child and sure, some 2 parent families have more than 1 kid but still survive on minimum wage.
    And yes, you are right, CL does back pay.
    .

    CL does not always back pay - I know that from my sisters bitter experience. They initially denied her work and volunteer credits and now won't back pay for half the time she was on minimum payments.

    Living on CL with two kids was so hard she had to give up study to work and will never earn more than the minimum wage, so is caught in a poverty trap until the kids are adults, by which time she'll find it even harder to improve her position. B is lucky she had a house before becoming a SP, but even so as SOLE parent gets NO CS at all and no respite but what I can do for her.

    She doesn't get holidays over Christmas and is under enormous strain trying to find care for her kids over the break all the time juggling living from pay to pay. Being a sole parent was no choice of hers. She once was on $100kpa when single and BC which is why she has assets behind her, she's paid more in taxes than I ever have when you take into account CGT. No matter which way you cut it, single parents are shafted every which way including having to live on minimal $.

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    Minimium wage is 30k. It never ceases to amaze me, those on big incomes with huge mortgages that try to liken themselves to living on that figure.

    Big debt is a choice. You live within your means. If an extravagant mortgage and debts are killing you, sell up and downsize to something affordable. We would love to buy but we can't afford it. If on the 45k a year we earn, I went out and racked up a 30k credit card debt and then went to CL and asked for more money, higher income earners would say your problem, that debt was a choice. Just as some in that other thread said $400 less on the BB is nothing and anyone that feels it will hurt them needs to rethink kids, I would say those on big wages who think not getting 5k on the BB will hurt maybe need to rethink as well? Bc really when you're raking in those wages, 5k is nothing.

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