i go to hunter ivf newcastle and you can pay the gap fee which is 4500k get about 2k back after medicare, the only way we can afford to do it every second month is keeping the medicare refund for the next cycle and saving the rest. it would be twice as stressful surely in a foreign county! i looked at thailand and you do all your meds in oz then just go over the collection and transfer to me it sounds hard work, there are heaps of good fs specialists in australia! lots of first cycles dont work out dont rule it completely out yet! it is stressful yes, but its amazing what you can get through when you want something bad enough!