Thanks MM. We had a friend of ours who's a solicitor advise us on how to make a submission and we are just winging it. Normally, I'd just go oh well but as I'm almost six months pregnant my first thought is for my children, not me. And the prospect of trying to get another rental at Christmas...eek!
But part of me says it's a blessing in disguise as it's really put the wind up us to rally hard and get a deposit. I just find it disappointing that as tenants we have been exemplary and it still isn't enough.