I'm hoping that someone/anyone can help me!
I was booked in to have Tubal Ligation Reversal done next month but now DP and I have decided that we may be better off TTC using IVF instead as we only want one more child and DP is worried that after TLR we may end up with more than one (surprises).
I have researched as much as possible and know roughly what costs are involved and that it can vary a lot depending on where you go, I have also read that medicare covers a fair amount of the costs (?).
My questions are- Is it worthwhile having private health insurance to cover the hospital fees? Or the gaps that medicare don't cover?
I've never had PHI so I know that I would have to wait at least 12 months (sigh) before starting the process. Another question I can't seem to find an answer for is if TL would be considered a pre-existing condition and whether that would impact on PHI or not?!
Any insight or personal experiences would be much appreciated!!