Not so embarrassing but funny.
When I picked up DS1 from childcare a few weeks ago (his second session) he informed the centre director that Mummy had no money and needs to get a second job. I went back to work one day a week but we had never discussed why in front of the kids. Clever little bugger.
My son frequently apologizes to me for not having a penis. "Oh no Mummy, where did your penis go? It falled off! Oh, my so sorry Mummy." He does it a lot at home but really loudly in a cubical at shopping. You can usually hear giggles from nearby.
Sorry, I'm iPhone-lexic