Hi ladies ,
This is my first bub so I am really unsure about how things work in regards to rebates etc.
At my next ob appointment (23 weeks) I have to pay a $2000 planning fee. I only get $270 back from medicare. I also have full HBF cover but according to them this is not covered.
My question is why have I been forking out hundreds of dollars a month for private health insurance only to still be thousands of dollars out of pocket???
Am I having to pay this money to have the ob there as back up?
All of my girlfriends who went public didn't pay a cent. I feel ripped off. I understand that I have to pay my ob but I would have thought there would be some kind of rebate.
Has anyone else encountered this?