+ Reply to Thread
Page 17 of 20 FirstFirst ... 71516171819 ... LastLast
Results 161 to 170 of 198
  1. #161
    Join Date
    Feb 2008
    Posts
    22,011
    Thanks
    3
    Thanked
    1,785
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 postsEmerald Star - 10,000 postsRuby Star - 15,000 postsDiamond Star - 20,000 posts
    Yes def join. We all have our little goals. I want to save money to buy things for my house so still spending but also knowing i am working towards something helps.

    Sent from my GT-I9000T using BubHub

  2. #162
    Join Date
    Apr 2006
    Posts
    8,705
    Thanks
    581
    Thanked
    647
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 posts
    Quote Originally Posted by wantmore View Post
    Mine is nothing how I don't know so I've started again from this week just little bits here or there. I'm aiming to have 10 grand by the end of the year and no credit card debt!
    Here we go- its scary to think about but I know it's so worth having it
    Awesome! Great goal.

    Quote Originally Posted by Myztiks#1Fan View Post
    Doing aged care again. Its the same coarse offered at tafe but its much mich quicker a d the government is paying for it which helps too.

    Sent from my GT-I9000T using BubHub
    Sounds good. Doing it through TAFE is a great way to start- I did mine this way and than moved on to the degree at Uni. Saved me a ton of money!

    Quote Originally Posted by MaybeBabyNo2 View Post
    Hi girls, can I join? I've spent all evening (well when I had a break anyway!) reading through most of your posts and it's really inspiring. Were on 2 incomes but somehow it comes in one hand and goes out the other every fortnight! I seemed to save more money when I was a single mother studying and on pp?? But I guess your lifestyle expands with your income and I've picked up a lot of lazy habits.

    I've been doing ok with saving this year, saving $400 a fortnight but recently I had a few surprise expenses come up and I'm down to $800 savings. I should be able to save more really as my rent and bills are only a quarter of my income and I don't spend more than $60 on petrol a month, but I'm hopeless.

    I have $9000 debt, which was actually $14000 a year ago but I'm not even trying to pay it down at the moment. Also I have tons of dental work I need to do and an expensive school trip for DS to pay for. With TTC I'm wanting to get ahold on my financial mindset over all as well!

    Well it's a tiny step but this thread inspired me tonight to make my lunch for work tomorrow. I spent $15 on lunch today and that's a daily expense...small steps, right?
    Absolutely! Wow- are you me, am I you? I went from being a single parent, to a partnered parent back to a single parent. I, too found the same with saving as a single parent to a partnered parent. Yes, our income went up, but so did our expenses and than we had to fit in 2 hobbies etc. I'm also able to much more frugal by myself.
    I, too now have dental work coming up. For myself and my son. Exy!


    Quote Originally Posted by Myztiks#1Fan View Post
    Yes def join. We all have our little goals. I want to save money to buy things for my house so still spending but also knowing i am working towards something helps.

    Sent from my GT-I9000T using BubHub

    OMG! What on earth were you doing up at this hour! Get to bed!

  3. #163
    Join Date
    Sep 2011
    Posts
    274
    Thanks
    33
    Thanked
    21
    Reviews
    0
    Subscribing

  4. #164
    Join Date
    Feb 2012
    Posts
    216
    Thanks
    23
    Thanked
    23
    Reviews
    0
    I'd like to join too. I have recently been reviewing all our expenses and going through our budget again. I spent last year doing a post grad dip ed and I am now working (when I get booked) as a relief teacher - did temping for two months over the school holidays to get some much needed money in the door. So far I've only had 3 days in two weeks for relief though, which is not great but to be expected at this time of the school year. It should pick up soon but I am going to put my name down with some more schools tomorrow if I don't get a call.
    Anyway, last year we had a lot of vet expense for one of our dogs and because I was also not working for much of the year we racked up a bit of debt on the credit card. My DH was working but it was not enough to cover everything (and we were seriously living on bare bones). So we have the credit card down to $7000 from $11000 in under two months but obviously with me not on regular work again it may be harder to pay off as much as we were over that time. So I have been trying to cut back in every way.

    Not sure about anyone else but have you found that insurance costs are getting ridiculous?? My car and H&C insurance has gone through the roof since last year - both increased by $200/year. I shopped around and our existing deal was the best
    I have started menu planning again (something I used to do but got lax about last year) and I am also growing our own veg. I also have started putting $100/fortnight away into a separate savings account (not much but as we need to pay the cc off first it is just for my own peace of mind to know we have some emergency money if needed) and keeping track of money set aside for monthly/bi or tri monthly/annual expenses.
    I have always done a budget but not been very religious about sticking to it, whereas now I am much harder on myself and DH. If there is no money then there's NO money. Our savings is up to $650 which I am grateful to have sitting away quietly appreciating.
    I have an ENT appointment today so I am hoping that whatever needs to be done will not cost too much and that my health fund covers some of it. But again I am grateful for the emergency money if needed. We also have septic tanks that need removing out the back and would need $5k for that which is another thing on my mind to save for so any tips for cutting expenditure and saving money is great.
    Looking forward to reading about other people's savings missions.

  5. #165
    Join Date
    Apr 2006
    Posts
    8,705
    Thanks
    581
    Thanked
    647
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 posts
    Helloooo fellow savers.

    HOMS- good to have you on board. Sounds like your doing all the right thing to maximise your savings. Is Private HI necessary? I found that I could put the premiums aside and pay for extras out of that and still be in front. Although- I don't have ongoing medical expenses and I'm a single parent on a health care card so will often use that to its full potential (waiting times can be annoying though).

    AFM- I have reached the perm $2K mark. I am at $2,293 although I'll withdraw the $293 to pay some expenses (after the end of month and interest is accrued of course). So, I now can NOT go under the $2K mark and must be able to reach at least a perm $3K mark by end of March. $3K will be my personal best so I can't wait to reach that.

  6. #166
    Join Date
    Apr 2010
    Posts
    2,634
    Thanks
    1,063
    Thanked
    348
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    Hi everyone. Have been struggling to save but now I'm putting $20 away every week automatically in my ADDs UP saving account. They will match me up to $500 on first of July if I manage to not touch it. Must admit its very hard some weeks with all of my sons specialist appointments. Will be putting all of Marchs CS in there though if I get any. My goal atm is to have about $4000 with sups and everything by the end of the year.

  7. #167
    rainbow road's Avatar
    rainbow road is offline look at the stars, look how they shine for you
    Join Date
    May 2008
    Location
    in a glass case of emotion
    Posts
    12,408
    Thanks
    1,187
    Thanked
    8,049
    Reviews
    3
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 postsEmerald Star - 10,000 posts
    Hi all, I want to join!

    DP and I are trying to have saved $12k by June so we can buy a car. We want an 07ish model Mazda 3. Between us, we've saved $5600 so far (in 2 months) so I think it's a reasonable goal.

    However, we're started IUI fertility treatments in Sept so I want to have saved an additional $7000 for that (gives us 2 shots of IUI - after that, we'd have to wait to save for a bit).

    While I'm only paying $165 a week in rent (until end of July) I am saving at least $500/week of my $1200 pay, but I'm hoping to save $700/week and get rent, groceries and bills covered with the other $500. I don't know how it disappears so quickly, but it does :s

    She gets paid fortnightly and isn't as dilligent as I am. She puts away $500 a fortnight and whatever is left in her account the night before pay day.

    A little motivation in this thread would be fab though. I wish we could bypass the car and go straight to the FC, but I know we need a car or else life with a newborn will be a nightmare and it's best to do it while on 2 incomes!!!

    Oh, and we have 2 jars in our room, one we put gold coins in and one we put silver coins in. The gold coin jar isn't even 1/4 full and already has $80 in it that money will become our car registration money.

    I also have $3500 on my CC to pay off, but that's not a huge priority. I know it's wasted money but I'm trying to get it down another $500 and drop the limit and do that gradually.

    Ways I'm saving:

    - Not buying lunch - I eat at work, they provide food.
    - Getting a bus, not a cab (DP gets way too many cabs) or using work's car (I'm a nanny).
    - Taking advantage of dinners with parents - once a week at mine, one at hers.
    - Taking advantage of 2 for 1 specials
    - Not going to shopping centres...I know I'll buy frivolous stuff if I do so I shop at a stand alone Coles!
    - Not going out with friends as often. Or going out for a limited no of drinks after eating dinner at home. Say, 2 drinks then we just head home or drink water!
    Last edited by rainbow road; 28-02-2012 at 14:36.

  8. #168
    Join Date
    Apr 2006
    Posts
    8,705
    Thanks
    581
    Thanked
    647
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 posts
    $8.22 in interest!

    Quick hi to RR and HELP. Will come back later to chat more.

  9. #169
    Join Date
    Feb 2012
    Posts
    216
    Thanks
    23
    Thanked
    23
    Reviews
    0
    Good work SimplyMum. I got $2.32 on $600 odd so not too bad. Saving has halted for the time being for us as I am not earning enough. But we haven't dipped into it yet either. We have made leaps and bounds into eating healthy but on a budget though which is great and in continuing to pay money off the c/card. I just need more work now and we'll be on our way.

  10. #170
    Join Date
    Feb 2011
    Location
    In an apartment
    Posts
    767
    Thanks
    142
    Thanked
    65
    Reviews
    0
    Achievements:Topaz Star - 500 posts
    iv gone into my savings quite a bit for things like bond for my new place, ctp, comprehensive insurance, petrol, 2 weeks full fees at two daycare centres, two weeks advance at two daycare centres. im down to about $7700, i want to get it back to 10k asap. hopefully i should be back to $8000 by next week
    i started full time work last week, so i should be able to make regular contributions to my savings, but im also making contributions to my super annuation as i didnt have any contributions for 3 years.


 

Similar Threads

  1. Bub Hub on a Mission for Dad's
    By BH-bigbadbrad in forum Dads Chat
    Replies: 80
    Last Post: 07-07-2014, 13:59

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
free weekly newsletters | sign up now!
who are these people who write great posts? meet our hubbub authors!
Learn how you can contribute to the hubbub!

reviews
learn how you can become a reviewer!

competitions

forum - chatting now
christmas gift guidesee all Red Stocking
Nice Pak Products
Australian Made and Owned. The Baby U Goat Milk Skincare range is enriched with soothing goats milk sourced from country, Victoria. Goat's milk has a pH level close to that of our own skin and contains natural sources of amino acids and vitamins.
sales & new stuffsee all
True Fairies
True Fairies is the first interactive website where children can engage and speak with a real fairy through the unique webcam fairy portal. Each session is tailored to the child, and is filled with enchantment and magic.
Visit website to find out more!
featured supporter
Heinz Baby Basics
Our BPA Free range offers you a choice for every stage of your baby’s feeding development. You’ll love our brilliant colours, inspired designs and innovative features. Heinz Baby Basics caters for your baby’s needs!
gotcha
X

Pregnant for the first-time?

Not sure where to start? We can help!

Our Insider Programs for pregnancy first-timers will lead you step-by-step through the 14 Pregnancy Must Dos!