roughly how much is childcare?

[lizzymcfizzy]

Hi,

I am starting to think about childcare and my going back to work options as I realise I will have to book in to childcare asap.

I have to see if its worth my while going back to work part time or not and was hoping someone could tell me roughly how much childcare is per day?

I am lucky that my mum has offered to babysit 1 day a week. I was thinking of working maybe 2 or 3 days, I don't know yet. I only make $34.000 a year fulltime.

I don't even know how much maternity leave to take! I'd love to be a sahm just don't know if our mortage will allow it.

If anyone can give me a hint or point me in the right direction that would be great.

Thanks

[Zada]

the full fees here are about $55 a day but if your entitled to centrelink payments it shoudl go down. Example my % for CCB is 85 or something and i pay about $19 a day

[belinda]

i was paying $58 a day with nothing from the government....

[Percy]

The centre that DS is at charges $55 a day.

I get 100% centrelink benefit and am only paying $27 for two days.

[melbryan]

I use famiy daycare a bit cheaper than the others, I get no rebate too because I earn too much. I am cutting down to part time work, less money but more time at home with the boys. As long as I cover the mortgage I don't care about the rest.

[Rhoxie]

How much you pay is entirely based on
a. The fees that each individual centre charges
&
b. How much you and Dh's combined income is.

The Maximum rate for those earning under $34,310 is $2.95 per hour of care or $148.00 per week (for a 50 hour week) - please note the hours of care are calculated by the days that your child is booked into care mulitiplied by how many hours your child care centre is open for each day, not the actual amount of time your child spends at the centre. So two days a week is equal to 22 hours care if your centre opens from 7am til 6pm

If your families combined income is equal to or greater than $94 348 (one child) then you will not be entiled to any assistance but may still be eligile for the childcare rebate

Most centres charge between $50-$60 per day - although there are some lower cost centres around and family day care charges are also lower.

Eg if your families combined income was $34 310 and your daycare charges $ 50 per 11 hour day then you would be paying just over $35 for the two days.

You can call centrelink at any time and they will tell you what percentage of assisstance you qualify for based on your combined family income.

[lizzymcfizzy]

! where would I be without you girls! THANKYOU!

[jessgray]

my ds1 went to 2 daycares and thier fees were $60 a day and $54 a day before CCB and my JET child care assistance. with just CCB i would pay $26.80 and $21.00a day as i got 100%CCB but with my JET assistace as i am a student my fees were $1.10 a day and $1.20 a day:laughing:
ring c/link see what you are entitled too:thumbsup:

[Lila]

better late-----LOL

anyway..
in my area the costs are around 75-90 dollars a day...at least :eek:
then i would have to add the fees for before and afterschool care (25 per child, per day) so to be worth it for me, i would have to make over 130 per day (after tax)- to at least cover the costs.....

take a guess....

yep- i am a SAHM ....:wizard:

[2s'nuff]

Check out this site as it contains the current CCB details;
http://www.familyassist.gov.au/internet/fao/fao1.nsf/content/payments-ccb-how_much

Even if your families income is higher than the thresholds you will get a minimum rate of CCB.

HINT: If you are unsure about your income over the year, overestimate. And adjust your income estimate regularly if things change.
It's better to pay more upfront and get something back after you've completed your tax return than get a bill for overpayment. One year we got a $1300 bill:eek: .

[jade21887]

Call around some childcare centres and ask their prices cause it does depend on the centre as their cost - I know childcare centres up here are about $90 a day. Then you can work out what rebate you will get from the government. You also get 30% of out of pocket costs back at tax time.