View Full Version : rent to buy housing commision
I have heard about it but cant find any info...any one have a link?
Also is anyone on the waiting list for Brisbane? Know how long it is on the southside?
motherlylove
24-11-2009, 14:34
I know they have changed the way the waitlist works these days it is priority based there is three catergories so your waiting time would depend on which one you are in.
HarvestMoon
25-11-2009, 12:52
I've heard of the rent to buy thing as well but have never been able to find any info on it either.
As the PP said the system has changed and its now based on priority and not wait time. If you are not assessed as having a "Very high need" you basically stand no chance of ever being housed. I was in their "Very high need" catergory for about a year and never came anywhere near being housed. Even when you are quite literally homeless with kids they won't do a thing to help... not really worth the trouble IMO. Under the new system you need have support letters done up by organisations to try and boost your level of priority. It's alot of mucking around for nothing.
Your typical low socio economic areas such as woodridge, Inala, etc.. have higher number numbers of DOH properties so therefore wait times tend to be less. Whether you are listed for a unit or house would affect wait time.. obviously there are more units out there and probably less demand for them. DOH can actually give you a list that shows each area and how many of each type of housing they have for each suburb.
I've been on the wait list for 5 years in the southern suburbs and even when my circumstance was really bad DOH wouldn't do a thing to help... so yeah... good luck with it all anyway!
Myztiks#1Fan
26-11-2009, 23:30
with the department of housing, i never waited long as i took over my parents lease on the place however i have requested to move into a 2 bedroom place as we are in a 3 bedroom and i dont need a 3 bedroom place and the wait time for me could still be a few years. its really annoying esp when i want a smaller place
BUMP
is the affordable renting scheme the same as housing commision????
MummaBear03
27-11-2009, 13:44
I've heard from a friend who recently looked into purchasing her housing commission house that they don't do that anymore.
ConfettiGirl
28-11-2009, 13:56
I've heard from a friend who recently looked into purchasing her housing commission house that they don't do that anymore.
Yep! I don't know about other states but QLD no longer have the Rent to Buy thing anymore.
You CAN buy your house from the department BUT previous rent paid DOES not affect the price. You pay market price for the house and you are expected to get a loan etc off your own back - they also no longer do the government loans anymore either. So basically buying your housing commission home is exactly the same as buying a regular home.
You need to source out your own loan and then buy the house paying market price.
One good thing about buying an ex department house is that the houses ARE usually cheaper - simply because they don't come with anything other that standard fittings (and extra fittings such as carpets, window treatments, built in wardrobes, garden sheds etc are added on by you) and they don't take these into account when working out the cost of the house. They are also usually quite old so are cheaper anyway and also not usually in very good areas so again that affects the price!
As for waitlists....I waited 12 months to get my house from the QLD department of housing.
I was "very high needs"...I got letters from my case worker (Post-natel depression and anxiety issues) and also a letter from a centrelink social worker stating that I was really struggling with the cost of rent and that it was "unmaintainable" over the long term. After those two letters were submitted I got housed just over a month later - they definitely help.
I have 4 children and am entitled to a 4 bedroom home but took a 3 bedroom home becuase they said I had that option so I could be housed quicker - I could be waiting for a 4 bed for a long time. I am on the transfer list for a 4 bed and will get one as soon as I reach the top of the list. I am NOT on the priority list for a transfer though - because I don't have any teenaged children. It could take anywhere from 12 months to 8 years to get a house (the transfer list is different to the waitlist for initial housing). I have to basically wait for someone who is already in a 4 bed department house to REQUEST a transfer to a smaller house....I can then swap directly with them (they get my house and I get their house).
If I was priority (ie I had teenagers or a severely disabled child) I would get priority which means I would get any 4 bed that became vacant.
missie_mack
28-11-2009, 14:21
You CAN buy your house from the department BUT previous rent paid DOES not affect the price. You pay market price for the house and you are expected to get a loan etc off your own back - they also no longer do the government loans anymore either. So basically buying your housing commission home is exactly the same as buying a regular home.
This is indeed the case in NSW also however there are housing NSW houses auctioned off and sold through real estates too. The main benefit to those in housing buying is that any work done by the tenant (such as gardens, sheds, fences, painting etc etc) is taken off the market value. So those who have done a lot of work on the house will recover those costs
MummaBear03
28-11-2009, 15:16
This is indeed the case in NSW also however there are housing NSW houses auctioned off and sold through real estates too. The main benefit to those in housing buying is that any work done by the tenant (such as gardens, sheds, fences, painting etc etc) is taken off the market value. So those who have done a lot of work on the house will recover those costs
Last I knew, it was only to the value of $3,000. A friend of mine was going to put down carpet through her house, aircondition all of the rooms, put a roller door on her garage and put up a shed. They said they could only account for $3000 of it and the rest would be increasing the value of the house so she put the money into a high interest savings account and once the house was purchased she spent the next 12 months doing all those things, and paving near the back door to make a bbq area then rented the house out for $350/week when her house repayments were only $150/week. She came into money and didn't have to borrow much, and paid cash for all the other work which could be started almost immediately but took 12 months to complete. She rented the house out for 2 years and has now moved back into it and put up a second shed, built 8ft fences around the back and sides and put in a greenhouse and garden beds. She'll rent it out again for even more, in her area, despite it being mainly still housing commission, she can get up to $400/week for a fully airconditioned, 3 bedroom brick home with privacy fence and security as well as built-ins to all 3 rooms. She thought about putting a pool in but thought she wouldn't recover her costs with that, and also it might be that they do damage to the pool which will then cost her even more. Pools are easily damaged if not treated right.
She bought when previous rent was taken into account, got a low interest loan through housing, and paid almost the full amount off it due to an inheritance. The housing house that she ended up moving into was also one of the newer ones, built in 1995 and she bought it in 2003 and had lived there for about 6 months.
DOH can actually give you a list that shows each area and how many of each type of housing they have for each suburb.
Can they?:snow:
ConfettiGirl
28-11-2009, 16:06
Can they?:snow:
When I first got my house I got given a big document which contained a map of the area that my house was in and had all the department houses marked on the map.....so I know exactly which houses in my street belong to the department (probably about 60% of the street). It is a nice street though and nothing like a "ghetto" which is what I was expecting.
As for the cost of the houses with add-ons etc. I was told by the department that the value of the house is calculated only using the fittings that came with the house. Ie no carpet, no window coverings, no garden shed, no built-in wardrobes (although mine came with built-ins to the main bedroom), no dishwasher etc. So even if I add these things which increases the value of the house I can still buy the house using the market value of the house if it was minus these things.
HOWEVER if I decide to move out of this house and have added all these things I cannot expect compensation from the department for these things. If it increases the value of the house I wont be asked to remove the fittings and restore the house to it's original condition. But if I decide to remove them then I will bear the cost of restoring the house to it's original condition.
Apparently the QLD department no longer auctions off any stock. At least for the moment. They might do so again in the future but there has been a block on auctioning stock here because the housing stock is currently inadequate for the number of people needing housing. A part of the governments new initiative to improve the public housing situation. They are also moving people out of housing and into other means of housing once their income reaches a certain point. I doubt I will ever have to move unless I get repartnered! But they no longer have the "housing for life" mindset that they used to. Once your household income (combined income from ALL members) reaches 80K (including government benefits) they give you 6 months to move out. If your circumstances change in that 6 months that means that you remain eligible for public housing then you can apply to stay.
I have heard that SA housing commission do a lot of auctions - which could be why their public housing is in dire straights indeed - only the "roofless" currently get housed at the moment.
hotscot57
16-02-2010, 12:50
Hey Confettigirl
I have a 4 bedroom house in brisbane - looking for a 3 bedroom. Housing commission. I think you can email me on hotscot1@iprimus.com.au Would like to know where your house is - I'm in a nice area on the south side.
hi
i have a 2 bedroom unit in bankstown wanting to swap for 3 bedroom
hi
i have a 2 bedroom unit in Bankstown, i want to swap for a 3 bedroom house or townhouse in surrounding area:)
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