Private health cover so confusing...

[BJAZ]

Ok, I'll try not to confuse you all to much..lol not the best at explaining it.

Im trying to decide on health cover for myself. Thing is done having babies for good, but need the private health for some gyn issues since having 3rd child in 2007. Cant really figure out what level of cover i need to see a priavte gyn/ob about the probs as GP cant help any further & will more than likely need a procedure called endometrial ablation... Does anyone know the easiest way of finding out how/if this is covered by what level of cover?
:ecomcity: gee that doesnt make much sense does it... sorry.

Thankyou all

[gymmummy]

understand-
you have to read each book back to front on what they cover and there's still blubs on things rah rah rah

we used to be with HBA just basic cover and then switched to family to have my son

after them putting up the fees for the umtheth time i rang I SELECT- i just wanted very basic cover as we dont have any problems as yet and i knew our second would be born public.

the price difference was amazing we are saving a good $50 a month and HBA was offereing the same thing- we are now with AHAM.

i cant stand the whole private thing- very confusing to me i dont know why we have it but hubby says its more if we need something done we get in stright away rather then a waiting list.

goodluck in finding what you need

[JimJamsMum]

Hi, you would definitely need to specifically check with your chosen insurer. I am with AHM and I know for obstetric cover I have to have top hospital because that covers the labour ward. It may be different for just gyn issues. You would definitely need to check before buying the level of cover. Also, because it's a pre-existing condition you will need to serve waiting periods.

[BJAZ]

Thanks for the fast replies.

After a day of ringing around after finding the medicare number for the procedure I found one that will cover it with a basic cover YAY but obviously its still a 12mth wait which is a hell of a lot better than the 8yr public wait!!!

[Izy]

YAY! I was thinking "item no... get the item no..." and I scroll down to find you did YAY :yelclap:

Oh, and I would not suggest I select- they work from commission and can sometimes have interesting interpretations of your needs.

[BJAZ]

Good minds think alike :laughing:
Yeah the Iselect quote was about $400 per year more than the one I found myself!! Crazy huh...