Debt consolidation owing money in nz and australia advice plz??

[Afakasi]

My husband has debts from new zealand and australia but weve moved to australia how can he consolidate them? they are loans and credit cards and now he has a bad credit record. We do not own a car or house. It seems aussie debt solution and consolidation places wont deal with the nz part any advice would be appreciated :) thanks

[Mamalicious]

You might have to just get the NZ debt consolidated separately and pay it off that way, that's all I can think of sorry!

[FluffyBunny]

Is there any way that hubby can organise a payment plan with them?

I'm sorry I'm not much help

[NZMEL]

Hi!
We had the problem of paying debt in nz and aus, no loan companies would pay to any businesses outside of Australia which does make it hard.
Just this week we got a loan with GE MONEY, who paid the $ straight into our Australian bank account, we transferred it to our NZ bank account, then made an online payment to pay off our loan.

GE has given us a huge interest rate, so we will now look at getting NAB to consolidate it with our current loan. Just used GE to get it in Australia ;)

Could be worth a try for your husband too :yes:

[neileaque01]

Every one is entitiled to free advice, you could try the citizens advice bureau or http://www.nationaldebtline.co.uk/
Both offer free, confidential help with debt problems and can contact creditors on your behalf to try and sort out some kind of repayment plan.
:hoponbed:
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Debt Management Companies (http://www.debtmanagementfree.com)

[kinezo]

The big misconception is that debt consolidation (http://www.australian-debt-reduction.com.au) loans are easy to get. If you're thinking of getting a debt consolidation loan, you've most likely missed a few payments already and have a bad credit history. If you're a credit risk, the lender will usually charge you a higher interest rate than you're paying now. There are alternatives to debt consolidation loans that can help you combine your debts into one repayment at a lower interest rate, saving you thousands in interest. If you have a mortgage, you can refinance and combine your debts (the interest rate on your mortgage is usually lower than credit cards or personal loans).