View Full Version : Childcare subsidy - what a joke!
I found out today how much our childcare fees will be subsidised. At the moment we pay $57.50 per day and we will get...
are you ready for this...
are you sure you're ready?
Our subsidy will be approximately...
$1.60 per day :laughing:
PinkBinkie
08-02-2008, 21:01
Wow! What a saving :rolleyes: Maybe if you leave it till the end of the financial year at least it'll seem like a more substantial amount :)
mum23girls
08-02-2008, 21:09
At least you will get 30%-50% of your out of pocket fees back!!
It doesn't pay to go back to work for us mums. I wanted to get back into the workforce, but would loose more money in having to pay childcare than what I earned!! So decided to study instead.
threeofthem
08-02-2008, 21:22
I was planning to go back 1 day a week this year and had the kids sorted in day care, but after doing sums properly I am no better of and ds spends all day screaming so im pulling both out and hoping to do something nice thats a treat on that day. I hope this works and i don't go insane lol
And they wonder why mums are reluctant to 'return to the work force'.... :confused: :mad:
It's absolutely absurd how difficult they make it for families. I don't know of anyone who has really found it 'worth it', unless they are earning a ridiculous amount...
The rebate at the end of the year may help a little, but it certainly doesn't help during the year when you're struggling to keep up with the fees...
Sorry, touchy subject, I get very :banghead:.. :p
Thank god DD started school this year, about a $1 a day!! And she's being educated, can't beat that! ;)
You must earn a good sum to earn that much back, good on you. :)
My husband and I don't earn very much so in order for us to live I need to return to work, in order to return to work I need to put Cobes into daycare and in order to afford that (and to live) I rely on my childcare subsidy. It works so well for those who need it.. I wouldn't be able ot afford even cheap daycare without it.
Shanaynay
08-02-2008, 21:33
I wish my CCB was only $1.60 a day....... then I'd have a hell of a lot higher income than I have now!
forbetoel
08-02-2008, 21:38
I don't have my kids in childcare so I don't really know how it works, but isn't it that high because of your earnings? I know childcare is expensive but as long as it is quality care for your kids and you are happy with it, then I guess that it is worth the money.
our little treasures
08-02-2008, 21:41
I don't have my kids in childcare so I don't really know how it works, but isn't it that high because of your earnings? I know childcare is expensive but as long as it is quality care for your kids and you are happy with it, then I guess that it is worth the money.
:iagree:
I don't have my kids in childcare so I don't really know how it works, but isn't it that high because of your earnings? I know childcare is expensive but as long as it is quality care for your kids and you are happy with it, then I guess that it is worth the money.
I do have a higher than average income but it's not ridiculously high. :no: I can't remember the exact figures the woman was giving me over the phone this afternoon but if your combined income is over $100k then the subsidy is much less. We also don't get any ftb.
missie_mack
08-02-2008, 21:53
Gawd Im choking here and shaking. All you ever hear about is the 30% is there anywhere you can find exactly how much you are going to get back?? The centrelink website isnt very helpful just gives upper and lower income thresholds :thumbsdown: :thumbsdown:
Cheekychops
08-02-2008, 21:54
A combined income of that is quite high!! You definately are getting a well above average income at that... $1.60 means you are very lucky!!
Gawd Im choking here and shaking. All you ever hear about is the 30% is there anywhere you can find exactly how much you are going to get back?? The centrelink website isnt very helpful just gives upper and lower income thresholds :thumbsdown: :thumbsdown:
Nah - I get to cross when I look at government websites because I end up getting even more confused. I'll just fill out the forms when I get them.
A combined income of that is quite high!! You definately are getting a well above average income at that... $1.60 means you are very lucky!!
I believe the average salary in Australia is around the $50k mark so a combined income of $100k really isn't that much if both people work full time.
I thougth average is around $35k?
reAllytee
08-02-2008, 22:01
I believe the average salary in Australia is around the $50k mark so a combined income of $100k really isn't that much if both people work full time.
Yeah that sorta is average most are a little below.
It annoys me that as soon as you break the $50k bracket you are automatically thrown in with the higher income earners with anything like tax etc ! It sucks !
Cheekychops
08-02-2008, 22:02
I believe the average salary in Australia is around the $50k mark so a combined income of $100k really isn't that much if both people work full time.
Not sure how true the average being $50k is, but even so, if you both work and have an income of $100k you are very lucky... not everyone has that!!! It's catch 22, if you don't want to have to pay so much for childcare, you obviously need to earn less, but if you want the higher income, and you can get it, then you are lucky but will have to pay higher fees than people on a lower wage.
forbetoel
08-02-2008, 22:02
I think that the average is about 50 thousand, but the research for it isn't done that well at all, and it is likely to actually be a fair bit under that, somewhere around the mark of Seekrits estimate.
missie_mack
08-02-2008, 22:05
Being the average doesnt mean that is what the majority of people get people. It just means they add everyone in the country up and divide it by the numbers. So the most common wage could be $35k but throw in a few high rollers and it throws the average out
[insert nerd icon that snorts like Erckle]
I thougth average is around $35k?
Just trying to find out on Google but I'm not really getting anywhere.
Just so everyone's clear - I'm not whinging that I want more from the government, although I wouldnt say no, I just think when it's $1.60 a day - why bother???? The administration costs of organising and managing the subsidy for me would probably cost more than that.
forbetoel
08-02-2008, 22:09
Just so everyone's clear - I'm not whinging that I want more from the government, although I wouldnt say no, I just think when it's $1.60 a day - why bother???? The administration costs of organising and managing the subsidy for me would probably cost more than that.
Yeah I see your point! Doesn't make much sense at all.
sam's mum
08-02-2008, 22:10
it depends if you are looking at the full time average - $57k pa or all employees average - $45k pa.
there have been some big increases over the last couple of years.
Income Test - Approved Care:
Maximum rate payable for incomes under $35 478 or families receiving Income Support payments.
Minimum rate payable over the following thresholds
Number of children in care Upper income threshold
1 $108 434
2 $115 900
3+ $131 570 plus $23 031 for each child after the third
it is pretty straight forward income test, earn less than $35 478 get the maximum, earn more than the other amounts get the minimum.
on top of this, you still get the 30% or 50% or whatever it will be now of your out of pocket.
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