Darwin Real Estate

[sweetbub]

Hi I was wanting some info.
Who owns a house in Darwin or has? Where is the best place to buy?

I don't know much about loan's and stuff can anyone shed some light on it all.
What does first home owners intail how much deposit do you need?

Thanks

[Kaileesmum]

There is a girl that comes on here haven't seen her in a bit though she had a house in Darwin and sold it.
She knows a fair bit about it all she said there are 2 grants a first home owners and a NT grant i'll email her and see it she can pop on to tell you all about it

Lee

[sweetbub]

Thank you that would be great

[Lizzie1985]

Lee - is that Sha you are talking about? Not sure if she will come in here.

I looked into this stuff only very briefly you can find most the info on the net about what you are entitled too though.

All the info i have is for Vic, so can't help you out at all sorry.
Hope someone can help you out though

[littleboyblue]

Hi I got a email from Lee, if you pm me ur email address I can give you info on buying a house all the grants and stuff I read you are a defence family so I will give you the info on the grant they also give you so there are 3 you are intitled to.

I don't come on here much so prob best to email me if you have any other questions about what i emai you.

sha

[munchkinsmama]

Hi Sweetbub
My partner and I bought about 18 months ago in Palmerston, I'd say its more affordable than Darwin these days, council rates are fairly similar I think.
There are lots of loans out there, we went to a friend of ours who's a mortgage broker (Mortgage Choice) to organise the loan, that may be worth considering. You can go and get pre-approval, which means you have an idea of how much the banks will let you borrow, what the repayments would be approximately, which will be helpful in helping you work out what you can afford. From what she told us, a minimum 20% deposit is ideal, because then you don't have to pay Lenders Mortgage Insurance (just an additional cost, and it protects the bank, not you, in case you default on the loan), but there are zero-deposit loans.
Hope this is helpful.
Cheers